Simulate OCT

This Original Credit Transaction (OCT) enables the cardholder to receive funds on the specified card from an external source via the card network. Use this endpoint to simulate a transaction that is similar to a wire transfer and not linked to any purchase.

Simulate an OCT by including the card_token, amount, mid, and type in your request.

POST /cards/transaction_simulations/financial/original_credit

Simulate OCT

cURL

curl --request POST \
  --url https://api-sandbox.synctera.com/v0/cards/transaction_simulations/financial/original_credit \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": 123,
  "card_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "mid": "<string>",
  "card_acceptor": {
    "address": "address",
    "city": "city",
    "country": "country",
    "ecommerce_security_level_indicator": "ecommerce_security_level_indicator",
    "mcc": "mcc",
    "name": "name",
    "partial_approval_capable": false,
    "state": "state",
    "zip": "zip"
  },
  "screening_score": "<string>",
  "transactionPurpose": "<string>"
}
'

201

{}

Authorizations

Authorization · string · header · required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Body

application/json

OCT details

amount · integer · required

The amount of the transaction in the smallest whole denomination of the applicable currency (eg. For USD use cents)

card_id · string<uuid> · required

mid · string · required

Required string length: 1 - 50

type · enum<string> · required

Available options: account_to_account, bill_payment, business_to_business, card_bill_payment, cash_claim, cash_in, cash_out, disbursement, face_to_face_merchant_payment, gambling_payout, government_disbursement, government_payment, loyalty, merchant_disbursement, mobile_air_time_payment, money_transfer_by_bank, money_transfer_by_merchant, online_gambling_payout, payments_goods_services, pension_disbursement, person_to_person, prepaid, prepaid_loads, wallet_transfer

card_acceptor · object

Show child attributes

Example:

{
  "address": "address",
  "city": "city",
  "country": "country",
  "ecommerce_security_level_indicator": "ecommerce_security_level_indicator",
  "mcc": "mcc",
  "name": "name",
  "partial_approval_capable": false,
  "state": "state",
  "zip": "zip"
}

screening_score · string

sender_data · object

Show child attributes

transactionPurpose · string

Response

201

application/json

Success

The response is of type object.