Sandbox External Account Test Cases

Plaid Test Scenarios

The test data below can be used in your sandbox workspace so you can test out the various authentication and micro deposit flows described in the External Accounts guide.

Instant Auth Testing Testing Scenarios

Username	Password	Pin	MFA Code	Answer	Institution	Scenario
user_good	pass_good	credential_good				Successful Linking via Instant Auth
user_good	mfa_device		1234			Successful Linking via Instant Auth with MFA Code
user_good	mfa_selections			Yes		Successful Linking via Instant Auth with MFA Selections
user_good	mfaquestions_			answer**		“Successful Linking via Instant Auth with MFA Questions
n-rounds of m-questions per round, where 0 <= i, j < 9
answer***, for j-th question in i-th round.”*
user_good	mfaselections			answer_1_1_0		”Successful Linking via Instant Auth with Multiple MFA Selections
n-rounds of m-questions with o-answers per question
0 < n, m < 10 and 2 <= o < 10
answer_0, for m-th question in n-th round”
user_good	error_COUNTRY_NOT_SUPPORTED					Error Scenario where the country is not supported
user_good	error_INSTITUTION_DOWN					Error scenario where the institution is down and the accounts cannot be gathered
user_good	error_INSTITUTION_NOT_RESPONDING					Error scenario where the institution is not responding and the accounts cannot be gathered
user_good	error_INSTITUTION_NO_LONGER_SUPPORTED					Error scenario where the institution is longer supported so accounts cannot be linked
user_good	error_INSUFFICIENT_CREDENTIALS					Error scenario where the user hasn’t provided sufficient credentials and the accounts cannot be linked
user_good	error_INTERNAL_SERVER_ERROR					Error scenario where there’s been an internal server error at Plaid
user_good	error_INVALID_CREDENTIALS					Error scenario where the user has entered invalid credentials
user_good	error_INVALID_MFA					Error scenario where the user has entered invalid MFA responses
user_good	error_INVALID_SEND_METHOD
user_good	error_ITEM_LOCKED
user_good	error_ITEM_NOT_SUPPORTED
user_good	error_MFA_NOT_SUPPORTED
user_good	error_NO_ACCOUNTS					Error scenario where there are no valid accounts to pull back from the institution
user_good	error_PAYMENT_INVALID_RECIPIENT
user_good	error_PRODUCTS_NOT_SUPPORTED					Error scenario where the requested products are not supported by the institution being linked
user_good	error_USER_SETUP_REQUIRED

Instant Match Testing Scenarios

Username	Password	Account	Routing Number	Account Number	Institution	Scenario
user_good	pass_good	Plaid (****1111)	11401533	1111222233331111	Houndstooth Bank	Successful Linking via Instant Match
user_good	pass_good	Plaid (****1111)	21000021	1111222233331111	Houndstooth Bank	Successful Linking via Instant Match

Micro Deposit Testing Scenarios

Username	Password	Account	Routing Number	Account Number	Institution	Micro Deposit Amount 1	Micro Deposit Amount 2	Scenario
N/A	N/A	Checking	110000000	1111222233330000	N/A	$0.01	$0.02	Micro Deposits for Checking Account
N/A	N/A	Savings	110000000	1111222233330000	N/A	$0.01	$0.02	Micro Deposits for Savings Account