- Ideal client profile: Size and stage of the company; verticals you may want or not want to engage with.
- Credit policy and targeted borrower profile: Outlines of the credit box (ranges for FICO, DTI, etc.), acceptable ratios for PD, LGD.
- Alignment of credit risk appetites: The desire to retain portions of the portfolio.
- Repurchase structures: Ideal structure for FinTechs to repurchase the credit notes.
- Compliance and Regulatory playbooks: Desired processes, procedures, reports.